:root{--navy:#173b61;--navy-2:#0f2d4d;--ink:#251e1b;--orange:#ff8b0f;--orange-hover:#e67a00;--bg:#fff;--bg-soft:#f4f6f9;--muted:#6b6560;--border:#e6e3df;--radius:16px;--shadow:0 10px 30px rgba(16,24,40,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Montserrat,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}h1,h2,h3{margin:0;letter-spacing:-.02em;line-height:1.1}p{margin:0}.container{max-width:1120px;margin:0 auto;padding:0 24px}.section{padding:88px 0}.section-soft{background:var(--bg-soft)}.eyebrow{color:var(--orange);font-weight:700;font-size:14px;letter-spacing:.08em;text-transform:uppercase}.h2{font-size:clamp(28px,4vw,42px);font-weight:800;margin:12px 0 14px}.lead{color:var(--muted);font-size:18px;max-width:640px}.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:999px;font:inherit;font-weight:700;font-size:15px;cursor:pointer;border:2px solid transparent;transition:transform .12s,background .15s,border-color .15s}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--orange);color:#fff}.btn-primary:hover{background:var(--orange-hover)}.btn-light{background:#fff;color:var(--navy)}.btn-outline-light{border-color:hsla(0,0%,100%,.5);color:#fff}.btn-outline-light:hover{background:hsla(0,0%,100%,.12)}.btn-lg{padding:16px 34px;font-size:16px}.header{position:-webkit-sticky;position:sticky;top:0;z-index:20;background:var(--navy);color:#fff}.header-inner{display:flex;align-items:center;justify-content:space-between;height:72px}.logo{height:46px;width:auto;display:block}.nav{display:flex;align-items:center;gap:28px}.nav a{color:hsla(0,0%,100%,.82);font-size:15px;font-weight:500}.nav a:hover{color:#fff}.header-cta{display:flex;align-items:center;gap:12px}@media (max-width:860px){.nav{display:none}}.hero{background:linear-gradient(160deg,var(--navy) 0,var(--navy-2) 100%);color:#fff;padding:96px 0 104px}.hero h1{font-size:clamp(34px,5.4vw,60px);font-weight:800;max-width:880px}.hero .accent{color:var(--orange)}.hero-sub{color:hsla(0,0%,100%,.85);font-size:clamp(17px,2vw,21px);max-width:600px;margin:22px 0 34px}.hero-cta{gap:14px}.hero-cta,.hero-strip{display:flex;flex-wrap:wrap}.hero-strip{gap:28px;margin-top:56px;color:hsla(0,0%,100%,.75);font-size:14px;font-weight:600}.hero-strip span{display:inline-flex;align-items:center;gap:8px}.dot{width:6px;height:6px;border-radius:50%;background:var(--orange);display:inline-block}.steps{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:20px;gap:20px;margin-top:44px}.step{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.step-num{width:42px;height:42px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center;font-size:18px;margin-bottom:16px}.step h3{font-size:18px;font-weight:700;margin-bottom:8px}.step p{color:var(--muted);font-size:15px}@media (max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}@media (max-width:540px){.steps{grid-template-columns:1fr}}.rates{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px;margin-top:44px}.rate{border:1px solid var(--border);border-radius:var(--radius);padding:30px;background:#fff}.rate.is-primary{background:var(--navy);color:#fff;border-color:var(--navy)}.rate .big{font-size:46px;font-weight:800;color:var(--orange);line-height:1}.rate h3{font-size:18px;font-weight:700;margin:14px 0 6px}.rate p{color:var(--muted);font-size:15px}.rate.is-primary p{color:hsla(0,0%,100%,.8)}@media (max-width:820px){.rates{grid-template-columns:1fr}}.features{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:16px 32px;gap:16px 32px;margin-top:40px}.feature{display:flex;gap:14px;align-items:flex-start}.feature .mark{flex:none;width:38px;height:38px;border-radius:10px;background:var(--orange);display:grid;place-items:center;color:#fff;font-weight:800}.feature h3{font-size:17px;font-weight:700;margin-bottom:4px}.feature p{color:var(--muted);font-size:15px}@media (max-width:720px){.features{grid-template-columns:1fr}}.cta{background:var(--navy);color:#fff;border-radius:28px;padding:56px;text-align:center}.cta h2{font-size:clamp(26px,3.6vw,38px);font-weight:800}.cta p{color:hsla(0,0%,100%,.82);font-size:18px;margin:14px auto 28px;max-width:520px}.footer{background:var(--ink);color:hsla(0,0%,100%,.7);padding:48px 0;font-size:14px}.footer-inner{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;align-items:flex-start}.footer a{color:hsla(0,0%,100%,.85)}.footer a:hover{color:#fff}.footer-links{display:flex;gap:22px;flex-wrap:wrap}.footer .logo{height:52px;margin-bottom:14px}